Concealed Carry Insurance; What's Available...

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 Until things go completely South with no ability of anyone to bring suit against anyone in the courts through a law enforcement entity, it's very prudent to purchase Concealed Carry Insurance.  Like your pistol or car/medical insurance, you don't really need it until you need it very, very badly, and then it's too late to get it.

Concealed Carry dot com published a free comparison chart (accurate as of 7 December 2021) for your consideration, posted here as a public service.  I won't endorse one over another, as they all have their strong points.

The main point is to get some if you don't have any.  Proverbs 27:12 pretty much sums it up:

"A prudent person foresees danger and takes precautions.  The simpleton goes blindly on and suffers the consequences."  New Living Translation

Be prudent.



Comments

  1. Robert OriansFebruary 7, 2022 at 10:14 AM

    Now for those with personal experience to chime in . I am thinking seriously about insurance. Never had to shoot but I did have to pull out my pocket pistol once to prevent a drunken young thug from thrashing my tired old carcass . This was before Ohio passed stand your ground and of course the prosecutors went for the jugular vein . I could have bought insurance for quite a few years for what I paid out to get the charge broke down to a misdemeanor . Of course there was no prosecution of the drunk . It's Ohio .

    ReplyDelete
    Replies
    1. DTGFebruary 7, 2022 at 10:24 AM

      Whether or not you're criminally charged in a shooting incident, you WILL be sued by the other party or their family.

      Whether or not you have to shoot doesn't tip the scale for me on having good carry insurance. It's worth it. Every year. Just like car insurance.

      I have not used my pistol or my concealed carry insurance for legal defense. I have, however, used my carrier's legal department for legal advice on a situation that could have caused me problems. Just that alone paid for my out of pocket cost for the insurance when you consider what lawyers charge per hour for consultation.

      It's really a no-brainer if you're going to carry....just my .02

      Might want to consider that...

      Delete
  2. AnonymousFebruary 7, 2022 at 10:33 AM

    The cost for USCCA is much cheaper than what is shown in the chart. Their insurance is now available for all membership levels, with the lowest price being $29/month or $299/year.

    ReplyDelete
    Replies
    1. DTGFebruary 7, 2022 at 10:35 AM

      Good to know! Thanks for the info!

      Price levels don't necessarily equate to the best coverage for individual situations, though. Careful examination is warranted.

      Delete
    2. DTGFebruary 7, 2022 at 10:37 AM

      Addendum to above: CCW Safe also has lower prices for less coverage. Go to all the websites and compare the level desired for both coverage and pricing.

      Delete

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